We have a vast Alabama network of lenders and dealers who want to fund your loan. Apply online, and we arrange your loan with a lender in your area. Most of our applicants are approved within 60 minutes, and there's no fee. Why submit a paper application, when you can get approved on the web? There's no easier way to get approved for an auto loan in Alabama.
Hundreds of consumers across Alabama have utilized our services to finance a new car, even with sub-standard credit.
Why would you apply for credit at the dealership, when you could get approved in advance? It boosts your confidence when you set foot on the dealership, because you won't have to apply on site. It also minimizes the time you'll spend on paperwork. In the end, it makes for a far better purchasing experience all around.
These are average, statewide rates we've seen in the industry.
|FICO||Used Vehicle APR||New Vehicle APR|
Your APR rate could cost you thousands of dollars. So getting the most affordable rate you can is critical. Generally lenders base your interest rate on your FICO score. This is the reason it's crucial that you check your score.
It also allows you to:
Many clients ask us what rate of interest they can expect on their loan. This is difficult to estimate, as it depends on your credit score, income, and other factors. You can review average auto finance rates for people with bad credit here. These rates are not guaranteed - just averages.
We do not check your credit directly. However, you must authorize a credit check of your account. All reputable auto lenders perform credit checks. It is simply how the industry works. FICO will count multiple inquiries within a 45-day period as a single check, allowing you to rate-shop your loan.