What Should You Do When You Witness an Accident

You are on the road during your usual commute or running errands, etc. You see a car accident and want to help. This is human nature. But, you need to be careful as well, especially with the hazards that are likely present. Know the basics about what you should or shouldn’t do in this type of situation. Your immediate reaction is likely going to set your adrenalin pumping. After all, even though most of us drive thousands upon thousands of miles every year, we really don’t often witness an accident, let alone a serious one. But safety has to be first or else you will only worsen the conditions. Learn about some things you should always have available in your car that can even be lifesaving to you when providing assistance in such circumstances. If you want to help and not hinder the situation, follow these ten basic rules. Well, really 9 plus 1 as you will see.

Read the full article here:
http://jalopnik.com/ten-things-to-do-when-you-see-a-car-crash-506699111

Current Trends in Subprime Auto Lending

There are three main factors effecting subprime auto lending in the current market, and many new companies getting into the business. Companies are more likely to lend now than before the credit crisis a few years back, as they have available money to lend on lower-yield loans.
Companies are also more welcome to longer loan periods in today’s market, with up to forty-eight month terms becoming the normal session among auto lenders, and sixty month terms not unheard of.
Increased consumer protection from federal and state law is also becoming an issue, though this has a lesser impact than the other two points. Creditors are mostly more willing to consider subprime lending now than before overall.

Read the full article here:
http://www.subprimenews.com/spn/news/story.html?id=2916

Nationwide Acceptance Now Serving Alabama

Nationwide Acceptance LLC recently announced its subprime auto sales program will now service dealers in the state of Alabama. The company operates in 23 states, including Alabama.

Martin Less, president and CEO of Nationwide Acceptance, stated:

 “We are very excited to continue our expansion and to offer our subprime point-of-sale program to franchised and independent dealers throughout Alabama.”

Read the full article here:
http://www.fi-magazine.com/News/Story/2013/04/Nationwide-Acceptance-Enters-Alabama-Market.aspx